Privacy Policy

The inquiry form on our contact page is the only place on this site that asks for personal information. It collects your name, email address, an optional phone number, the topics you're curious about, and any message you choose to write. We ask for exactly one reason: so a real person can answer the question you asked.

You can read every article, use every calculator, and browse the entire site without giving us any of that. There's no sign-up, no paywall, and no email gate.

When you submit the form, your inquiry is emailed to Trellova LLC so we can respond, and a copy may be stored so we don't lose your question. That's it. Your information is never sold, and never shared with third parties for their marketing.

We use Cloudflare Web Analytics, a privacy-friendly, cookieless tool, to see things like which articles people find helpful. It does not use cookies, does not track you across websites, and does not build a profile of you. We see page-level counts, not people.

The numbers you type into our calculators — income, savings, ages, balances — are processed entirely in your browser. They are never sent to our servers, never stored, and never seen by us. Close the tab and they're gone.

If you'd like us to delete the information you submitted through the form, email [email protected] and we'll take care of it. If you've consented to texts, you can opt out anytime by replying STOP.

If this policy changes, we'll update this page and its effective date. We won't quietly start collecting more than what's described here.